Terms of Service
Effective Date: 20 Feb. 2026
Welcome to Circle Financials Limited (“Company”, “we”, “us”, or “our”). These Terms of Service govern your use of our website https://circlefinancials.uk/ and any services provided by Circle Financials Limited.
Company Details:
Circle Financials Limited
9 Alder Walk, Ilford, England, IG1 2SW
Registered in England and Wales
By accessing or using this website, you agree to these Terms. If you do not agree, please do not use our services.
1. Nature of Services
Circle Financials Limited provides tax, accounting, bookkeeping, payroll, compliance, and business advisory services.
We do not currently provide regulated investment advice. Any financial discussions are for general informational purposes unless explicitly stated otherwise in a formal engagement agreement.
Nothing on this website constitutes legal, investment, or financial advice without a formal client engagement.
2. Free Strategy Call
We offer a free 15-minute strategy call for introductory purposes only.
This call does not establish a client relationship and does not constitute formal advice. Extended consultations may be offered in the future as paid services.
3. Engagement and Payments
A client relationship is only formed after written confirmation or a signed engagement agreement.
We accept payments through secure electronic payment methods, including bank transfer and approved third-party payment providers. Payment may be required upfront, on a retainer basis, or upon completion of services, depending on the agreed terms.
Where payment terms apply, they will be clearly communicated before confirmation of service.
Failure to pay agreed fees may result in suspension or termination of services.
4. Refund Policy
Refunds are not automatic.
Refund eligibility applies only to specific services where explicitly stated in writing. Tax, compliance, and regulatory submissions may not be refundable once work has commenced or submissions have been made.
Each case will be reviewed individually.
5. Client Responsibilities
Clients are responsible for:
Providing accurate and complete information
Supplying required documents on time
Reviewing submitted documents before approval
Ensuring compliance with applicable laws
We are not responsible for errors resulting from incomplete, inaccurate, or delayed information provided by the client.
6. Limitation of Liability
To the fullest extent permitted by law, Circle Financials Limited shall not be liable for:
Indirect or consequential losses
Loss of profits or business opportunities
Penalties arising from inaccurate client-provided information
Delays caused by third parties or regulatory bodies
Our total liability for any claim shall not exceed the fees paid for the specific service in question.
Nothing in these Terms limits liability where it is unlawful to do so.
7. Regulatory and Compliance Disclaimer
We provide tax and accounting services in accordance with applicable UK laws and professional standards.
Clients remain responsible for final approval of submissions and filings. Regulatory decisions are made by the relevant authorities (e.g., HMRC), and we cannot guarantee outcomes.
8. Website Use
You agree not to:
Misuse the website
Attempt unauthorized access
Interfere with site functionality
All content on this website is owned by Circle Financials Limited and may not be copied or reproduced without permission.
9. Confidentiality
We treat client information with strict confidentiality and apply appropriate security measures. However, transmission of data over the internet cannot be guaranteed to be completely secure.
10. Future Service Modifications
We reserve the right to modify services, introduce paid features, adjust pricing, or update these Terms at any time. Updated terms will be published on this website.
11. Governing Law
These Terms are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact
For inquiries, please contact:
support@circlefinancials.uk